About Us
OYA is the leading lending platform for micro and small businesses in fast growing African economies.

Incorporated in Mauritius, OYA Micro-credit provides access to working capital and small asset financing solutions of up to $3,500 to help micro and small business owners meet their every day business needs.
With a growing presence across the African continent, and locations in Ghana, Tanzania and more in the coming years, OYA’s mission is simple: To help support and grow small businesses across Africa by providing quick, and convenient access to credit.
Our History
2008
Launched in Accra, Ghana
2008
2014
$5,000,000 in disbursements
2014
2017
Launched in Kumasi, Ghana
2017
2018
50K loans disbursed in the year
2018
2019
$10,000,000 loan book
2019
2020
Launched in Dar Es Salaam, Tanzania. Expanding into Eastern, Central, Western, Brong Ahafo and Volta regions in Ghana
2020