
Loans Made Easy

Quick Application and approval

No Collateral Needed

Build Your Credit History
With OYA, you’ll avoid the usual financing challenges
Fast and convenient
Get your funding within 48 hours
No collateral required
Our relationship officers stay engaged with customers to ensure loan repayment
Competitive rates
We keep our interest rates flexible and affordable
Seamless and flexible repayment
Use our app (launching soon) and Mobile Money to get paid, and to pay us back
Build your financial track record
Through our proprietary credit scoring system, we serve as a credible reference for your creditworthiness
Our products deliver quick and accessible financing
Working capital solutions
We are your one stop shop for working capital needs. Whether you need to restock on inventory or settle payables, we provide fast, convenient financing. Our capital solutions empower you to maintain liquidity and have the peace of mind you need to run your operations smoothly.
Small asset financing loans
Scale your business with our asset financing, designed to bring the hopes and aspirations of your business into reality. Get equipment to produce your finished product, or that car you need to enter the ridesharing business. Strategize the growth of your business, and let us handle the financing.
Serving a growing number of small businesses
supported so far
assessed so far
loans disbursed
being served
being served
being served

Serving a growing number of small businesses
supported so far
being served
per week
per week
The latest news from OYA
Coming soon